Banca Assist

Banca Assist

Banca Assist

One surface, reshaped for every partner behind it

One surface, reshaped for every partner behind it

One surface, reshaped for every partner behind it

Forty-eight partner platforms a year, each one rebuilding the same six things. The reframe: banks aren't different in kind, only in a bounded, enumerable set of ways. That isn't a design space, it's a schema.

Forty-eight partner platforms a year, each one rebuilding the same six things. The reframe: banks aren't different in kind, only in a bounded, enumerable set of ways. That isn't a design space, it's a schema.

Forty-eight partner platforms a year, each one rebuilding the same six things. The reframe: banks aren't different in kind, only in a bounded, enumerable set of ways. That isn't a design space, it's a schema.

Enterprise UX

Platform Architecture

B2B2C Insurance

0 → 1 Design

Organisation

Organisation

ICICI Lombard GIC

ICICI Lombard GIC

Domain

Domain

InsureTech

InsureTech

Project Type

Project Type

System design

System design

Persona

Persona

B2B2C | Enterprise | SaaS

B2B2C | Enterprise | SaaS

Duration

Duration

6 Months

6 Months

Role

Role

Research | UX | UI

Research | UX | UI

The motor claims landscape at ICICI Lombard was severely hindered by a fragmented application ecosystem. Across the core claim stages, four key user personas, Drivers, Claim Managers (CSMs), Investigators, and Garages, were forced to constantly switch between five different desktop, mobile, and third-party vendor platforms, including FastTrack, IL AutoCare, Dista, and Otto Buddy.

The motor claims landscape at ICICI Lombard was severely hindered by a fragmented application ecosystem. Across the core claim stages, four key user personas, Drivers, Claim Managers (CSMs), Investigators, and Garages, were forced to constantly switch between five different desktop, mobile, and third-party vendor platforms, including FastTrack, IL AutoCare, Dista, and Otto Buddy.

The motor claims landscape at ICICI Lombard was severely hindered by a fragmented application ecosystem. Across the core claim stages, four key user personas, Drivers, Claim Managers (CSMs), Investigators, and Garages, were forced to constantly switch between five different desktop, mobile, and third-party vendor platforms, including FastTrack, IL AutoCare, Dista, and Otto Buddy.

This disjointed experience created heavy technology debt, high maintenance burdens, and major workflow redundancies. Crucially, as claim volumes are projected to rise significantly to 1.47 million by FY 27, the existing siloed setup lacked the long-term sustainability to support this growth.

This disjointed experience created heavy technology debt, high maintenance burdens, and major workflow redundancies. Crucially, as claim volumes are projected to rise significantly to 1.47 million by FY 27, the existing siloed setup lacked the long-term sustainability to support this growth.

This disjointed experience created heavy technology debt, high maintenance burdens, and major workflow redundancies. Crucially, as claim volumes are projected to rise significantly to 1.47 million by FY 27, the existing siloed setup lacked the long-term sustainability to support this growth.

Introduction

Where this project started

A general insurer processes 1.3 million motor claims a year, rising toward 1.5 million. Roughly a thousand people handle them, claim managers in the field, garages doing the repairs, drivers moving vehicles, investigators checking the suspicious ones.

Each group worked in a different app. Six of them, plus WhatsApp and email holding the gaps together.

A general insurer processes 1.3 million motor claims a year, rising toward 1.5 million. Roughly a thousand people handle them, claim managers in the field, garages doing the repairs, drivers moving vehicles, investigators checking the suspicious ones. Each group worked in a different app. Six of them, plus WhatsApp and email holding the gaps together.

A general insurer processes 1.3 million motor claims a year, rising toward 1.5 million. Roughly a thousand people handle them, claim managers in the field, garages doing the repairs, drivers moving vehicles, investigators checking the suspicious ones.

Each group worked in a different app. Six of them, plus WhatsApp and email holding the gaps together.

A single claim crossed four of those tools between intimation and payment, and the seams showed up as time: about 75 minutes of handling per claim, and a claims manager who had to drive back to the office to approve a repair on a car they'd already inspected. Volume was growing faster than the workforce could. The brief was to bring it into one place.

A single claim crossed four of those tools between intimation and payment, and the seams showed up as time: about 75 minutes of handling per claim, and a claims manager who had to drive back to the office to approve a repair on a car they'd already inspected. Volume was growing faster than the workforce could. The brief was to bring it into one place.

A single claim crossed four of those tools between intimation and payment, and the seams showed up as time: about 75 minutes of handling per claim, and a claims manager who had to drive back to the office to approve a repair on a car they'd already inspected. Volume was growing faster than the workforce could. The brief was to bring it into one place.

Intellectual property of ICICI Lombard General Insurance Company Ltd

Intellectual property of

ICICI Lombard GIC

·

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© 2026 All rights reserved

Feel free to reach out,

+91 9453 558721

krishnan.lalitya@gmail.com

Designed with

By Lalitya Krishnan

© 2026 All rights reserved